Why Scholar Plan?
ABOUT
International students are required to have health coverage in the US. However, most school-sponsored insurance plans are not designed for international students and are very expensive.
Simpler Health works with major insurance providers and US schools to customize health insurance for international students with a much lower cost.
Understand
Your Plan
TERMINOLOGY
The amount you pay for covered health care services before your insurance plan starts to pay. Deductibles may not apply to all services.
Deductible
The most you have to pay for covered services. After you spend this amount on deductibles, copayments, and coinsurance, your health plan pays 100% of the costs of covered benefits.
Out-of-pocket Maximum
The percentage of costs of a covered health care service the insurance company pays after you’ve paid your deductible.
Coinsurance
You’ll usually pay a fixed amount of money for each covered doctor visit or prescription.
Copayment
How can I enroll?
ENROLLMENT
Enroll online
Simply click "Enroll Now" and follow the instruction to fill up the information. Our agents will reach out to you through email if we need additional information or if your application is approved.
You're probably
wondering...
FAQ
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What is the Essential Plan?The Essential Plan is a health insurance sponsored by NY State of Health with no monthly premium and very low cost sharing. No deductible. Dental and vision included, inpatient and outpatient hospital care, prescription drugs and preventive care covered for qualified individuals.
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Why is it free? Is it a scam?It is free or with a low monthly premium because it is a program funded by the NY state government. It is not a scam and all information is available on government websites for verification. You can visit info.nystateofhealth.ny.gov/EssentialPlan or /www.nyc.gov
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Who can apply?New York State resident between 19 - 64 years of age, who meet income eligibility requirements. (Examples: single adults earning up to $25,520; adults in family of four earning up to $52,400; international students who don't make any income at school)
What our clients are saying
TESTIMONIALS
Leah Yurfset
Simpler Health not only helped me find the right Essential Plan, they also helped me when I needed to find doctors and connected me with the right people. It saved me almost $4000 from my school insurance and I am so glad that I found the team.
Roy Gold
I had my Essential Plan with other agency before and they vanished after I enrolled the plan. I switched to Simpler Health and the agents helped me all the way from waiving my school insurance to finding a doctor. I saw true service and care for the customers from Simpler Health.
Nela Yliuay
Agents from Simpler Health went over different terms and concepts of the healthcare system in the US with great patience and professionalism. They taught me how to make use of my member benefits and I am never afraid of getting sick.
